Loans Holiday Loan

Holiday Loan

Whether you’re planning a lazy week in the Sun relaxing by the pool or you’re planning something more adventurous like skiing down the slopes in Austria or backpacking around Australia for a month, so for the “best value under the sun (or slopes)”, talk to us about financing your holiday today.

Our Holiday Loan rate of 7.5% is one of the best on the market today.

Click here for our loan calculator to calculate your monthly repayments.

Why a Sarsfield Credit Union Holiday Loan is different;

  • Speedy loan decisions.
  • There are no hidden fees or transaction charges.
  • Up to 3 Months Pre Approval.
  • Our interest rates are fair and reasonable compared to others in the market.
  • Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
  • Your credit union loan is insured - subject to terms and conditions - at no direct cost to you. Other lenders charge for this.
  • You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

How do I apply for a Holiday Loan?

To get your Holiday Loan today, please choose one of the following options:

For existing members

For fast approval of a loan please provide:

  • Proof of Income (3 most recent payslips or social welfare receipts).
  • 3 Months Bank Statements. (including the most recent transactions)
  • 3 Months Credit Card Statements.
  • Evidence that expenditure is for Home Improvements may be required.
  • Your consent to undertake an Irish Credit Bureau check with your loan application.

Loans are subject to approval. Terms & Conditions apply.

Not a member?

If you are not already a Member of Sarsfield Credit Union, you can easily open an account at our branch in Glentworth Street.

Please bring the following documentation with you:

  • Photographic ID (e.g. a current Driving Licence or Passport)
  • Proof of Address (e.g. a utility bill, government letter or bank statement dated within the last 6 months)
  • Proof of PPSN (e.g. Public Services Card, Medical/Drugs Payment Scheme Card, P60, P45, or correspondence from Revenue)
  • If not living in the area, proof of working in the area

Joining is Easy! It takes about 20-25 minutes.

To be eligible for membership of Sarsfield Credit Union you must fall into one of the following categories:

  • Live within our common bond area
  • Work in Limerick City
  • A family member who was a member of the Arch Confraternity
  • Live with a relative that is already a member

    Representative Example

    Borrow €1250 over 12 months, repay €24.97 per week, total amount payable (including interest of €48.22) is €1298.22. APR is 7.8%.

    Need Holiday Insurance? Axa Insurance and offer insurance discounts to members. For further information click here

    Contact Us
    • Sarsfield Credit Union
    • Tel: 061 317 910
    • Fax: 061 319 731
    • Email:
    • Web:
    • Address: Glentworth Street, Limerick
    Contact Us
    • Tel:
    • Fax:
    • Email:
    • Address:
    • 061 317 910
    • 061 319 731
    • Glentworth Street, Limerick
    Opening Hours
    • mon
    • tue
    • wed
    • thu
    • fri
    • 10:00-16:00
    • 10:00-16:00
    • 10:00-16:00
    • 10:00-16:00
    • 10:00-17:00

    We are open throughout lunch.
    Call in and talk to us today.

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    Sarsfield Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 166CU