Loans Switch & Save

Switch & Save

Our Switch & Save Loan gives you the chance to bring together all of your credit card, store card, loan and overdraft payments into one monthly repayment.

With the Switch & Save Loan we can lend members:

  • up to €25,000 at 12% (12.68% APR).
  • to be repaid up to five years.

The Switch & Save Loan includes:

  • Lower interest rates
  • Free loan protection insurance
  • No set up fees
  • No administration charges
  • No early repayment penalties

The Switch & Save Loan is approved subject to interview, and applicants will be asked to provide up-to-date creditor statements and proof of all income and expenditure.

First time loans require 5% of loan amount to be in savings.

Funds are paid directly to creditors.

How do I apply for a Switch & Save Loan?

To get your Car Loan today, please choose one of the following options:

For existing members

For fast approval of a loan please provide:

  • Proof of Income (3 most recent payslips or social welfare receipts).
  • 3 Months Bank Statements. (including the most recent transactions)
  • 3 Months Credit Card Statements.
  • Evidence that expenditure is for Home Improvements may be required.
  • Your consent to undertake an Irish Credit Bureau check with your loan application.

Loans are subject to approval. Terms & Conditions apply.

If you are not already a Member of Sarsfield Credit Union, you can easily open an account at our branch in Glentworth Street.

Please bring the following documentation with you:

  • Photographic ID (e.g. a current Driving Licence or Passport)
  • Proof of Address (e.g. a utility bill, government letter or bank statement dated within the last 6 months)
  • Proof of PPSN (e.g. Public Services Card, Medical/Drugs Payment Scheme Card, P60, P45, or correspondence from Revenue)
  • If not living in the area, proof of working in the area

Joining is Easy! It takes about 20-25 minutes.

To be eligible for membership of Sarsfield Credit Union you must fall into one of the following categories:

  • Live within our common bond area
  • Work in Limerick City
  • A family member who was a member of the Arch Confraternity
  • Live with a relative that is already a member

Representative Example

Representative Example

Borrow €6500 over 5 years, repay €144.59 per month, total amount payable is €8678.93. APR is 12.68%.

Contact Us
  • Sarsfield Credit Union
  • Tel: 061 317 910
  • Fax: 061 319 731
  • Email:
  • Web:
  • Address: Glentworth Street, Limerick
Contact Us
  • Tel:
  • Fax:
  • Email:
  • Address:
  • 061 317 910
  • 061 319 731
  • Glentworth Street, Limerick
Opening Hours
  • mon
  • tue
  • wed
  • thu
  • fri
  • 10:00-16:00
  • 10:00-16:00
  • 10:00-16:00
  • 10:00-16:00
  • 10:00-17:00

We are open throughout lunch.
Call in and talk to us today.

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Sarsfield Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 166CU