Home Improvement Loan

We know that any renovation to your home can be stressful and we want to make sure that getting the finance for your home improvement project is not one of those stressful things.

So if you are converting the unused space in your home, or adding additional space, this loan is the one for you.

Apply Now

Why our Home Improvement Loan is different

You are not just another customer you are a Member.

There are no hidden fees or transaction charges

Up to 3 Months Pre Approval

Our interest rates are fair and reasonable compared to others in the market

Repayments are calculated on your reducing balance, so you pay less interest with each repayment

Your credit union loan is insured - subject to terms and conditions - at no direct cost to you. Other lenders charge for this

You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

Loan Calculator

Calculate your loan repayments

Maximum Loan Amount :
Maximum Loan Term :

€

Required Loan Term

Repayments
€
APR
9.4%
Repayments
Total
Total Cost
Apply Now
€
APR
9.4%
Repayments
Total
Total Cost
Apply Now
€
APR
9.4%
Repayments
Total
Total Cost
Apply Now
€
APR
9.4%
Repayments
Total
Total Cost
Apply Now

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative example

Loan Amount

€15,000

Rate of interest - APR

9.4%

Loan Term

10 years

Total interest

€7,731.93

Weekly Repayment

€43.72

Total Cost of Credit

€22,731.93

Requirements

What documents you need to apply

For existing Members

  • Proof of Income (3 most recent payslips or social welfare receipts )
  • 3 Months Bank Statements (including the most recent transactions)
  • 3 Months Credit Card Statements
  • Evidence that expenditure is for Home Improvements may be required

We may request additional documentation from you to support your loan application. (If required)

*For your first loan with us we will need 6 months statements.

Apply Online

Not a Member?

If you are not already a Member of Sarsfield Credit Union, you can easily open an account at our branch in Glentworth Street.

  • Photographic ID (e.g. a current Driving Licence or Passport)
  • Proof of Address (e.g. a utility bill, government letter or bank statement dated within the last 6 months)
  • Proof of PPSN (e.g. Medical/Drugs Payment Scheme Card, P60, P45, or correspondence from Revenue)
  • If not living in the area, proof of working in the area

We may request additional documentation from you to support your membership application. (If required)

Contact Us

It’s easier and quicker to apply for a loan when you are a Sarsfield Credit Union Member.

Loans are subject to approval. Terms & Conditions apply.