Switch & Save

Our Switch & Save Loan gives you the chance to bring together all of your credit card, store card, loan and overdraft payments into one monthly repayment.

  • up to €25,000 at 12% (12.68% APR)
  • to be repaid up to five years
Apply Now

Why our Switch & Save Loan is different

You are not just another customer you are a Member.

Lower interest rates

No set up fees

No administration charges

No early repayment penalties

You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

The Switch & Save Loan is approved subject to interview, and applicants will be asked to provide up-to-date creditor statements and proof of all income and expenditure.

First time loans require 5% of loan amount to be in savings.

Funds are paid directly to creditors.

Loan Calculator

Calculate your loan repayments

Maximum Loan Amount :
Maximum Loan Term :

€

Required Loan Term

Repayments
€
APR
12.68%
Repayments
Total
Total Cost
Apply Now
€
APR
12.68%
Repayments
Total
Total Cost
Apply Now
€
APR
12.68%
Repayments
Total
Total Cost
Apply Now
€
APR
12.68%
Repayments
Total
Total Cost
Apply Now

This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

Representative example

Loan Amount

€6,500

Rate of interest - APR

12.68%

Loan Term

5 years

Total interest

€2,178.93

Monthly Repayment

€144.59

Total Cost of Credit

8,678.93

Requirements

What documents you need to apply

For existing Members

  • Proof of Income (3 most recent payslips or social welfare receipts )
  • 3 Months Bank Statements (including the most recent transactions)
  • 3 Months Credit Card Statements
Apply Online

We may request additional documentation from you to support your loan application. (If required)

*For your first loan with us we will need 6 months statements.

Not a Member?

If you are not already a Member of Sarsfield Credit Union, you can easily open an account at our branch in Glentworth Street.

  • Photographic ID (e.g. a current Driving Licence or Passport)
  • Proof of Address (e.g. a utility bill, government letter or bank statement dated within the last 6 months)
  • Proof of PPSN (e.g. Medical/Drugs Payment Scheme Card, P60, P45, or correspondence from Revenue)
  • If not living in the area, proof of working in the area

We may request additional documentation from you to support your membership application. (If required)

Contact Us

It’s easier and quicker to apply for a loan when you are a Sarsfield Credit Union Member.

Loans are subject to approval. Terms & Conditions apply.