Holiday Loan

Whether you’re planning a lazy week in the Sun relaxing by the pool or you’re planning something more adventurous like skiing down the slopes in Austria or backpacking around Australia for a month, so for the “best value under the sun (or slopes)”, talk to us about financing your holiday today.

Our Holiday Loan rate of 7.5% is one of the best on the market today.

Click here for our loan calculator to calculate your monthly repayments.

Why a Sarsfield Credit Union Holiday Loan is different;

• Speedy loan decisions.
• There are no hidden fees or transaction charges.
• Up to 3 Months Pre Approval.
• Our interest rates are fair and reasonable compared to others in the market.
• Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
• Your credit union loan is insured - subject to terms and conditions - at no direct cost to you. Other lenders charge for this.
• You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

How do I apply for a Holiday Loan?

To get your Holiday Loan today, please choose one of the following options:

• Apply online - click here to apply now
• Dial a loan on 061 317910
• Call into the branch and talk to our team

For existing members

For fast approval of a loan please provide:

• Proof of Income (3 most recent payslips or social welfare receipts).
• 3 Months Bank Statements. (including the most recent transactions)
• 3 Months Credit Card Statements.
• Evidence that expenditure is for Home Improvements may be required.
• Your consent to undertake an Irish Credit Bureau check with your loan application.

Loans are subject to approval. Terms & Conditions apply.

Not a member?

If you are not already a Member of Sarsfield Credit Union, you can easily open an account at our branch in Glentworth Street.

Please bring the following documentation with you:

• Photographic ID (e.g. a current Driving Licence or Passport)
• Proof of Address (e.g. a utility bill, government letter or bank statement dated within the last 6 months)
• Proof of PPSN (e.g. Medical/Drugs Payment Scheme Card, P60, P45, or correspondence from Revenue)
• If not living in the area, proof of working in the area

Joining is Easy! It takes about 20-25 minutes.

To be eligible for membership of Sarsfield Credit Union you must fall into one of the following categories:

• Live within our common bond area
• Work in Limerick City
• A family member who was a member of the Arch Confraternity
• Live with a relative that is already a member

Representative Example

Borrow €1250 over 12 months, repay €24.97 per week, total amount payable (including interest of €48.22) is €1298.22. APR is 7.8%.

Need Holiday Insurance? Axa Insurance and coveru.ie offer insurance discounts to members. For further information click here