Home Improvement Loan

Are you interested in putting in a new kitchen, conservatory or bathroom; you’re planning upgrades to make you home warmer or more energy efficient?

We know that any renovation to your home can be stressful and we want to make sure that getting the finance for your home improvement project is not one of those stressful things.

Sarsfield Credit Union’s Home Improvement Loan at 9% will help you to “build” on your future.

So if you are converting the unused space in your home, or adding additional space, this loan is the one for you.

Click here for our loan calculator to calculate your monthly repayments.

Why a Sarsfield Credit Union Home Improvement Loan is different;

• There are no hidden fees or transaction charges.
• Up to 3 Months Pre Approval.
• Our interest rates are fair and reasonable compared to others in the market.
• Repayments are calculated on your reducing balance, so you pay less interest with each repayment.
• Your credit union loan is insured - subject to terms and conditions - at no direct cost to you. Other lenders charge for this.
• You can pay off your loan early, make additional lump sum repayments or increase your regular repayments, without a penalty. Other lenders may charge you extra for paying them back faster!

How do I apply for a Home Improvement Loan?

• Apply online - click here to apply now
• Dial a loan on 061 317910
• Call into the branch and talk to our team
  

For existing members

For fast approval of a loan please provide:

• Proof of Income (3 most recent payslips or social welfare receipts).
• 3 Months Bank Statements. (including the most recent transactions)
• 3 Months Credit Card Statements.
• Evidence that expenditure is for Home Improvements may be required.
• Your consent to undertake an Irish Credit Bureau check with your loan application.

Loans are subject to approval. Terms & Conditions apply.

Not a member?

If you are not already a Member of Sarsfield Credit Union, you can easily open an account at our branch in Glentworth Street.

Please bring the following documentation with you:

• Photographic ID (e.g. a current Driving Licence or Passport)
• Proof of Address (e.g. a utility bill, government letter or bank statement dated within the last 6 months)
• Proof of PPSN (e.g. Medical/Drugs Payment Scheme Card, P60, P45, or correspondence from Revenue)
• If not living in the area, proof of working in the area

Joining is Easy! It takes about 20-25 minutes.

• Live within our common bond area
• Work in Limerick City
• A family member who was a member of the Arch Confraternity
• Live with a relative that is already a member

Representative Example

Borrow €15000 over 10 years, repay €43.72 per week, total amount payable is €22731.93. APR is 9.4%.

Need Home Insurance? Axa Insurance and coveru.ie offer insurance discounts to members. For further information click here